- Strategic asset allocation<\/li>
- Active tactical asset allocation<\/li>
- Dynamic use of specialist third party funds<\/li>
- Access to best in class active managers<\/li>
- Unfettered, independent manager selection \u2013 Strict risk controls<\/li>
- Thorough investment due diligence process<\/li><\/ul>\n<\/div>\n\n\n\n\n
- Independent operational due diligence<\/li>
- Daily dealing<\/li>
- Single priced, unitised UCITS fund structure<\/li>
- Full transparency and liquidity of all underlying holdings<\/li>
- Regular portfolio manager commentary and insight<\/li><\/ul>\n<\/div>\n<\/div>\n\n\n\n
The Harmony Portfolios investment philosophy is built on three core capabilities:<\/h4>\n\n\n\n
- Asset allocation<\/li>
- Investment Manager selection <\/li>
- Portfolio construction<\/li><\/ul>\n\n\n\n\n\n
The asset allocation process is disciplined, robust and valuation driven, and builds portfolios with true diversification across a wide range of non- correlated assets. \u2018Best of breed\u2019 fund solutions are then used to construct each portfolio.<\/p>\n\n\n\n
We recognise that no investment house has a monopoly of skill in all disciplines: having
an unconstrained choice allows us to choose the most appropriate investment managers for any particular asset class. We are objective and independent in our approach, with no incentive to utilise a specific provider in the underlying composition of the portfolios.<\/p>\n\n\n\nThe Harmony Portfolios together with Blackrock, Janus and Investec, aim to create the best combination of investments to provide optimal returns, so as to help achieve our clients financial objectives.<\/p>\n\n\n\n
Our nominated strategic portfolio benchmark for our clients will be as follows<\/p>\n<\/div>\n\n\n\n
\nB & M\u2019s Strategic Portfolio Benchmark<\/strong><\/h3>\n\n\n\n
![\"\"](\"https:\/\/bmltd-intl.com\/wp-content\/uploads\/2020\/10\/Screen-Shot-2020-10-27-at-4.09.35-PM.png\")
<\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"In this era of increased market volatility and investor uncertainty, it is difficult for individuals to ensure that their specific risk and return requirements and overall investment strategies are met by their existing investment portfolios and advisers. At B&M Ltd, we pride ourselves on locating Independent, Professional managers to help us achieve our clients objectives. […]<\/p>\n","protected":false},"author":1,"featured_media":216807,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"\n
In this era of increased market volatility and investor uncertainty, it is difficult for individuals to ensure that their specific risk and return requirements and overall investment strategies are met by their existing investment portfolios and advisers.<\/p>\n\n\n\n
At B&M Ltd, we pride ourselves on locating Independent, Professional managers to help us achieve our clients objectives. In respect of such, we would like to introduce Momentum Global Investment Managers and their Harmony Portfolios for RL 360.<\/p>\n\n\n\n
Our Trusted Partners, RL360 & Harmony<\/h3>\n\n\n\n
RL360 is an award-winning provider of offshore protection, savings and investment products based on the Isle of Man \u2013 one of the best-regulated financial centres of excellence in the world.<\/p>\n\n\n\n
As a global business they serve 70,000 customers in 170 different countries. They are part of the International Financial Group Limited with a management portfolio of over US$10 billion of assets.<\/p>\n\n\n\n
The Harmony Portfolios are a long established range of globally diversified, multi-asset funds designed specifically to provide a cornerstone investment. The Harmony range consists of Global or Asian portfolios, each risk profiled and with a specific geographical and currency focus, housed in a Luxembourg UCITS structure with daily pricing and daily liquidity.<\/p>\n\n\n\n
The Investment Manager<\/h3>\n\n\n\n
The Portfolios are managed in London by a team of experienced investment professionals at Momentum Global Investment Management (MGIM), which has been offering investment management and advisory services to institutional and retail investors since 1998. The forty five-strong team have been responsible for the investment strategy and management of the Portfolios since their inception in 2004.<\/p>\n\n\n\n
Investors can be confident that their investments are being managed within a strictly regulated environment, and by a highly qualified and experienced team with significant resources across the globe.<\/p>\n\n\n\n
MGIM is wholly owned by MMI Holdings in South Africa, a listed company with a market capitalisation of $3.0bn and a strong capital position with total assets of $63.0bn. MGIM is authorised and regulated by the Financial Conduct Authority in the UK and is an authorised Financial Services Provider in South Africa in terms of the Financial Advisory and Intermediary Services Act 2002 (FAIS).<\/p>\n\n\n\n
Key Benefits<\/h3>\n\n\n\n
\n\n- Strategic asset allocation<\/li>
- Active tactical asset allocation<\/li>
- Dynamic use of specialist third party funds<\/li>
- Access to best in class active managers<\/li>
- Unfettered, independent manager selection \u2013 Strict risk controls<\/li>
- Thorough investment due diligence process<\/li><\/ul>\n<\/div>\n\n\n\n\n
- Independent operational due diligence<\/li>
- Daily dealing<\/li>
- Single priced, unitised UCITS fund structure<\/li>
- Full transparency and liquidity of all underlying holdings<\/li>
- Regular portfolio manager commentary and insight<\/li><\/ul>\n<\/div>\n<\/div>\n\n\n\n
The Harmony Portfolios investment philosophy is built on three core capabilities:<\/h4>\n\n\n\n
- Asset allocation<\/li>
- Investment Manager selection <\/li>
- Portfolio construction<\/li><\/ul>\n\n\n\n\n\n
The asset allocation process is disciplined, robust and valuation driven, and builds portfolios with true diversification across a wide range of non- correlated assets. \u2018Best of breed\u2019 fund solutions are then used to construct each portfolio.<\/p>\n\n\n\n
We recognise that no investment house has a monopoly of skill in all disciplines: having
an unconstrained choice allows us to choose the most appropriate investment managers for any particular asset class. We are objective and independent in our approach, with no incentive to utilise a specific provider in the underlying composition of the portfolios.<\/p>\n\n\n\nThe Harmony Portfolios together with Blackrock, Janus and Investec, aim to create the best combination of investments to provide optimal returns, so as to help achieve our clients financial objectives.<\/p>\n\n\n\n
Our nominated strategic portfolio benchmark for our clients will be as follows<\/p>\n<\/div>\n\n\n\n
\nB & M\u2019s Strategic Portfolio Benchmark<\/strong><\/h3>\n\n\n\n
<\/figure>\n<\/div>\n<\/div>\n","_et_gb_content_width":"1080","cybocfi_hide_featured_image":"yes"},"categories":[36,28,21],"tags":[],"_links":{"self":[{"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/posts\/216840"}],"collection":[{"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=216840"}],"version-history":[{"count":5,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/posts\/216840\/revisions"}],"predecessor-version":[{"id":216852,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/posts\/216840\/revisions\/216852"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=\/wp\/v2\/media\/216807"}],"wp:attachment":[{"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=216840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=216840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bmltd-intl.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=216840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}