Claims Paying Ability

Since our core business is providing high value life insurance solutions, we understand the need to demonstrate significant financial strength and the very best claims paying ability.

With this in mind, we reinsure all our policyholder risk with Swiss Re and Reinsurance Group of America, two of the largest and most respected reinsurers in the world. As at 31 December 2018, both reinsurers were rated AA- by Standard & Poors with combined reinsurance of more than US$7.5 trillion.

Good governance and regulatory compliance is of paramount importance to us and we adopt a number of globally recognised best practices and observe the standard codes of conduct of the global life insurance industry.

Our policy administration systems have been designed to provide a structured and consistent approach to risk management and our compliance culture ensures that we follow all relevant internal and external directives on behalf of our policyholders.